The Government is giving each newborn child a voucher worth £250 when their parents register for Child Benefit. This must be used to open an account – called a Child Trust Fund (CTF) account – on the child's behalf. You, your family and friends can all then add to this account. The Government will make a second contribution when the child is seven and is considering a third in the child's teenage years. The idea is that the account grows into a lump sum for the child to use when they are 18

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